Credit
card debt settlement facilitated by qualified attorneys at Consumer Debt Law
Services: A
professional debt relief service that's a better alternative to bankruptcy, debt
consolidation, credit counseling, and especially non-attorney based debt reduction
services.
"The
most successful credit card debt reduction service
on the market. Period."
Call today for a free debt settlement consultation!
1
(877) 571-9690
Debt
Negotiation Process
Once
you've decided that paying your creditors on their current terms is no longer
an option, you can retain our debt settlement attorneys to work out a settlement
of your debts.
First,
contact CDLS for consultation and quote. Should you want to take advantage
of the attorney debt negotiation service, you will need to gather your latest
billing statements for which accounts you want enroll into the program. (These
accounts must be unsecured debts.)
Discuss
with your CDLS Counselor your most convenient monthly payment. We will then forward
you the law firm's service agreement with the appropriate figures based on the
monthly payment schedule.
On the law firm's service agreement, you will
be required to provide the creditor name, account number, creditor's billing address,
phone number, and total current debt balance. This information is critical in
order to appropriately communicate with your creditors.
You will also be provided a debt settlement program
summary estimate, an estimated debt settlement payout schedule, a payment agreement,
a list of creditors included in the program, including a description of creditors
that are not eligible, along with further information about the program.
Once you've completed the
service agreement and have returned back to our office, you will receive a Welcome
Package in the mail from the firm. This Welcome Package includes additional legal
information, instructions to what to say and what not to say to creditors and
debt collectors, and phone numbers for when you need to contact the firm.
Upon your first payment date,
the firm will send a letter of representation to your creditors identifying that
the firm is representing you. This is the first step in establishing the lines
of communication between the firm and your creditors, and serves to trigger certain
*Federal rights on your behalf.
(A
copy of the letter of representation sent to creditors is included in the Welcome
Package for your reference.)
The
law firm will advise you of all good faith offers made by creditors and debt collectors,
and their acceptance of any offers made by firm. The firm will not settle any
account without your approval. The firm will inform you of the amount, and the
terms and conditions of all reasonable offers.
Upon
settlement with creditors, you can now begin repairing
credit.
*
When you hire attorneys to facilitate a debt settlement with your credit card
companies, you are protected by Federal Law that makes it a Federal violation
for creditors and debt collectors to contact your directly. This means that debt
collectors must contact your attorney regarding the alleged debts and not you.
Only by hiring attorneys can you trigger these Federal rights..
FTC
Credit Card
Debt Relief
Debt
Settlements Are Guaranteed Or Your Money Back, Including Law Firm Attorney Fees!
The
program offered at Consumer Debt Law Services is not your typical "get out
of debt" service. This service employs highly skilled and experienced attorneys
that use legal techniques to renegotiate the contracts with your creditors. The
attorneys boast the highest success rate in the industry for safe and aggressive
debt reductions.
This
service is not related to credit counseling, bankruptcy, nor debt consolidation
loans.
Our
debt negotiation attorneys can reduce and settle debt balances with every major
creditor:
-Advanta
-American Express -AT&T Universal -Bank of America -Bank One
-Capital One -Chase -Citi -Direct Merchants -Discover
-Fifth Third Bank -First National Bank -GE Money -Home Depot -JC
Penny -Mastercard -MBNA -National City -Providian -Sears
-Target -US Bank -Visa -Wachovia -Washington Mutual -Wells
Fargo
Plus many more...
The
debt negotiation attorneys you retain at Consumer Debt Law Services have settled
multi millions of dollars in consumer debt over the past 15 years. Negotiating
the most aggressive debt settlements is the focus of the Law Firm’s practice.
Their average settlement is about thirty nine cents on the dollar - saving each
client literally thousands even tens of thousands of dollars.
DEBT
SETTLEMENT SERVICES
AL,
AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD,
MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC,
SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
