Most
clients that enroll into the debt
settlement program do so because they are having a
*legitimate
financial hardship, want professional representation from
a licensed debt negotiation attorney, and do not
want to file for bankruptcy.
*A
legitimate financial hardship is considered when you only
have enough money to cover necessary monthly living expenses
and limited funds left over at the end of the month to
pay credit card bills. Necessary living expenses typically
include mortgage payments, rent, grocery bills, home utility
services, medical coverage, car loans, as well as child
support and tax debts.